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Breaking News March 14th 2018 Childcare scheme gets six-month reprieve

14 Mar 2018

Education Secretary Damian Hinds made the concession during a Commons debate yesterday March 13th.

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Returning to Work after having a baby


Let's face it, having a baby is a wonderful occasion, but with all the joy, inevitably there is the worry of how you'll cope financially. This article reveals how to tackle the issues associated with returning to work after having a baby.
Congratulations! If this is your first child, you will probably be overwhelmed with how much a new baby can change your life! So, the last thing you need to be worrying about is what to do after maternity leave, if you decide to return to work.

Part time or Full Time?

The first thing to consider is whether you wish to return to full time or part time employment. If you are thinking of going back to your previous workplace, talk to them about flexible working options. It may be that you are able to job share with another working parent, work shorter hours over a full week or longer hours for just a few days a week. You may even be able to work for part of the time from home. Talk to your employer as soon as you have decided that you would definitely like to return so that they can present you with all the options in good time to allow you to choose the best solution for you and your new family.

Nursery, Childminder or au pair?

Some larger organisations are able to offer on-site childcare facilities, but the majority do not, therefore, it is very likely you will have to consider childcare options if you haven't got a family member such as grandparent to assist with care whilst you are at work. Many nurseries offer places for children under 1 years of age and your local county council children's services department should be able to provide a list of approved childminders in your area. If you would prefer a home-setting for your child, you could also consider whether an au pair would be a suitable option, but bear in mind there are limitations on how many hours an au pair can work.

Coping with the costs of childcare

Once you have decided on your preferred working pattern and choice of childcare, you'll then need to consider the costs! It can be overwhelming when you first calculate the costs, but remember there is help available. First and foremost, make sure you utilise any tax free offerings such as payment via childcare vouchers, which could save you a significant amount on your annual childcare bill. Childcare Vouchers don't attract tax or National Insurance, so you could find yourself saving hundreds of pounds over the year by using this option. It is certainly worth exploring whether your employer can pay part of your salary via the Childcare Voucher Scheme.
Additionally, you will be eligible for child benefit payments as well as child tax credits the amount of which will be dependent on your joint household income. If your joint income in below a certain threshold you will be also be entitled to help towards your childcare costs.

Juggling your finances whilst raising children is often challenging and every penny counts, so make sure you take advantage of the ways in which you can cut the cost of your childcare without compromising on quality or flexibility.


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Author: Eoin Olivers photo

Author: Eoin Oliver

Eoin Oliver is a web designer and blogger with six years of experience writing content and designing graphics for clients large and small. For the past three years Eoin has been focused on researching and writing about the childcare voucher scheme. When not hard at work, Eoin can be found in the company of his 4-legged companion Layla.

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